{"id":46625,"date":"2025-12-15T20:12:04","date_gmt":"2025-12-15T11:12:04","guid":{"rendered":"https:\/\/www.marketresearch.jp\/reports\/banking-as-a-service-market-pmr\/"},"modified":"2026-09-11T08:18:33","modified_gmt":"2026-09-10T23:18:33","slug":"banking-as-a-service-market-pmr","status":"publish","type":"post","link":"https:\/\/www.marketresearch.jp\/reports\/banking-as-a-service-market-pmr\/","title":{"rendered":"\u4e16\u754c\u306e\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u5e02\u5834\u306e\u898f\u6a21\u3001\u30b7\u30a7\u30a2\u3001\u304a\u3088\u3073\u6210\u9577\u4e88\u6e2c\uff082025\u5e74\uff5e2032\u5e74\uff09"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.jp\/reports\/wp-content\/uploads\/2025\/12\/market-image-1765797122.jpg\" alt=\"Market Image 1\" style=\"max-width:100%; height:auto; margin-bottom: 20px;\" \/><br \/><img decoding=\"async\" src=\"https:\/\/www.marketresearch.jp\/reports\/wp-content\/uploads\/2025\/12\/market-image-1765797123.jpg\" alt=\"Market Image 2\" style=\"max-width:100%; height:auto; margin-bottom: 20px;\" \/><\/p>\n<h2>Report Coverage &#038; Structure<\/h2>\n<h3>\u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc<\/h3>\n<ul>\n<li>\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u4e16\u754c\u6982\u8981 2025\u5e74\u304a\u3088\u30732032\u5e74<\/li>\n<li>\u5e02\u5834\u6a5f\u4f1a\u8a55\u4fa1\u30012025-2032\u5e74\u3001US$ Bn<\/li>\n<li>\u4e3b\u8981\u306a\u5e02\u5834\u30c8\u30ec\u30f3\u30c9<\/li>\n<li>\u696d\u754c\u306e\u52d5\u5411\u3068\u4e3b\u8981\u306a\u5e02\u5834\u30a4\u30d9\u30f3\u30c8<\/li>\n<li>\u9700\u8981\u5074\u3068\u4f9b\u7d66\u5074\u306e\u5206\u6790<\/li>\n<li>PMR\u5206\u6790\u3068\u63d0\u8a00<\/li>\n<\/ul>\n<h3>\u5e02\u5834\u6982\u8981<\/h3>\n<ul>\n<li>\u5e02\u5834\u7bc4\u56f2\u3068\u5b9a\u7fa9<\/li>\n<li>\u30d0\u30ea\u30e5\u30fc\u30c1\u30a7\u30fc\u30f3\u5206\u6790<\/li>\n<li>\u30de\u30af\u30ed\u7d4c\u6e08\u8981\u56e0\n<ul>\n<li>\u4e16\u754c\u306eGDP\u898b\u901a\u3057<\/li>\n<li>\u4e16\u754c\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u5e02\u5834\u6982\u8981<\/li>\n<li>\u4e16\u754c\u306eGDP\u6210\u9577\u6982\u8981<\/li>\n<li>\u4e16\u754c\u306e\u4e00\u4eba\u5f53\u305f\u308a\u6240\u5f97\u6982\u8981<\/li>\n<li>\u4e16\u754c\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5e02\u5834\u6982\u8981<\/li>\n<li>\u4e16\u754c\u306eE\u30b3\u30de\u30fc\u30b9\u6210\u9577\u6982\u8981<\/li>\n<\/ul>\n<\/li>\n<li>\u4e88\u6e2c\u8981\u56e0 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2032\u5e74\uff09<\/h3>\n<ul>\n<li>\u4e3b\u8981\u306a\u30cf\u30a4\u30e9\u30a4\u30c8<\/li>\n<li>\u4fa1\u683c\u5206\u6790<\/li>\n<li>\u30e8\u30fc\u30ed\u30c3\u30d1\u5e02\u5834\u898f\u6a21\uff08US$ Bn\uff09\u4e88\u6e2c\u3001\u56fd\u5225\u30012025-2032\u5e74\n<ul>\n<li>\u30c9\u30a4\u30c4<\/li>\n<li>\u30a4\u30bf\u30ea\u30a2<\/li>\n<li>\u30d5\u30e9\u30f3\u30b9<\/li>\n<li>\u30a4\u30ae\u30ea\u30b9<\/li>\n<li>\u30b9\u30da\u30a4\u30f3<\/li>\n<li>\u30ed\u30b7\u30a2<\/li>\n<li>\u305d\u306e\u4ed6\u306e\u30e8\u30fc\u30ed\u30c3\u30d1<\/li>\n<\/ul>\n<\/li>\n<li>\u30e8\u30fc\u30ed\u30c3\u30d1\u5e02\u5834\u898f\u6a21\uff08US$ 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Bn\uff09\u4e88\u6e2c\u3001\u56fd\u5225\u30012025-2032\u5e74\n<ul>\n<li>GCC\u8af8\u56fd<\/li>\n<li>\u5357\u30a2\u30d5\u30ea\u30ab<\/li>\n<li>\u5317\u30a2\u30d5\u30ea\u30ab<\/li>\n<li>\u305d\u306e\u4ed6\u306eMEA<\/li>\n<\/ul>\n<\/li>\n<li>\u4e2d\u6771\uff06\u30a2\u30d5\u30ea\u30ab\u5e02\u5834\u898f\u6a21\uff08US$ Bn\uff09\u4e88\u6e2c\u3001\u30b3\u30f3\u30dd\u30fc\u30cd\u30f3\u30c8\u5225\u30012025-2032\u5e74\n<ul>\n<li>\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\/API<\/li>\n<li>\u30b5\u30fc\u30d3\u30b9\n<ul>\n<li>\u30a2\u30ab\u30a6\u30f3\u30c8\u7ba1\u7406\u30b5\u30fc\u30d3\u30b9<\/li>\n<li>\u6c7a\u6e08\u51e6\u7406\u30b5\u30fc\u30d3\u30b9<\/li>\n<li>\u878d\u8cc7\u30fb\u4fe1\u7528\u30b5\u30fc\u30d3\u30b9<\/li>\n<li>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30fb\u898f\u5236\u30b5\u30fc\u30d3\u30b9<\/li>\n<li>\u6295\u8cc7\u30fb\u8cc7\u7523\u7ba1\u7406\u30b5\u30fc\u30d3\u30b9<\/li>\n<li>\u305d\u306e\u4ed6<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u4e2d\u6771\uff06\u30a2\u30d5\u30ea\u30ab\u5e02\u5834\u898f\u6a21\uff08US$ Bn\uff09\u4e88\u6e2c\u3001\u4f01\u696d\u898f\u6a21\u5225\u30012025-2032\u5e74\n<ul>\n<li>\u5927\u4f01\u696d<\/li>\n<li>\u4e2d\u5c0f\u4f01\u696d<\/li>\n<\/ul>\n<\/li>\n<li>\u4e2d\u6771\uff06\u30a2\u30d5\u30ea\u30ab\u5e02\u5834\u898f\u6a21\uff08US$ Bn\uff09\u4e88\u6e2c\u3001\u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\u5225\u30012025-2032\u5e74\n<ul>\n<li>\u9280\u884c\u304a\u3088\u3073\u91d1\u878d\u6a5f\u95a2<\/li>\n<li>\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d<\/li>\n<li>E\u30b3\u30de\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\uff06\u30de\u30fc\u30b1\u30c3\u30c8\u30d7\u30ec\u30a4\u30b9<\/li>\n<li>\u975e\u91d1\u878d\u4f01\u696d\uff08\u5c0f\u58f2\u3001\u65c5\u884c\u3001\u30e2\u30d3\u30ea\u30c6\u30a3\u306a\u3069\uff09<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>\u7af6\u4e89\u74b0\u5883<\/h3>\n<ul>\n<li>\u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790\u30012024\u5e74<\/li>\n<li>\u5e02\u5834\u69cb\u9020\n<ul>\n<li>\u7af6\u4e89\u5f37\u5ea6\u30de\u30c3\u30d4\u30f3\u30b0<\/li>\n<li>\u7af6\u4e89\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9<\/li>\n<\/ul>\n<\/li>\n<li>\u4f01\u696d\u30d7\u30ed\u30d5\u30a3\u30fc\u30eb\n<ul>\n<li>Solaris SE\n<ul>\n<li>\u4f1a\u793e\u6982\u8981<\/li>\n<li>\u88fd\u54c1\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\/\u63d0\u4f9b\u30b5\u30fc\u30d3\u30b9<\/li>\n<li>\u4e3b\u8981\u8ca1\u52d9\u60c5\u5831<\/li>\n<li>SWOT\u5206\u6790<\/li>\n<li>\u4f01\u696d\u6226\u7565\u3068\u4e3b\u8981\u306a\u767a\u5c55<\/li>\n<\/ul>\n<\/li>\n<li>Treezor\uff08\u30bd\u30b7\u30a8\u30c6\u30fb\u30b8\u30a7\u30cd\u30e9\u30eb\u306e\u5b50\u4f1a\u793e\uff09<\/li>\n<li>Railsr<\/li>\n<li>Marqeta, Inc.<\/li>\n<li>Bankable<\/li>\n<li>ClearBank<\/li>\n<li>Green Dot Corporation<\/li>\n<li>Treasury Prime<\/li>\n<li>Unit Finance<\/li>\n<li>SynapseFI<\/li>\n<li>Fidor Bank\uff08BPCE\u30b0\u30eb\u30fc\u30d7\u304c\u8cb7\u53ce\uff09<\/li>\n<li>Starling Bank<\/li>\n<li>Mambu<\/li>\n<li>Q2 Holdings, Inc.<\/li>\n<li>Mbanq<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>\u4ed8\u9332<\/h3>\n<ul>\n<li>\u8abf\u67fb\u65b9\u6cd5<\/li>\n<li>\u8abf\u67fb\u524d\u63d0\u6761\u4ef6<\/li>\n<li>\u982d\u5b57\u8a9e\u3068\u7565\u8a9e<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>## \u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u5e02\u5834\u306e\u5305\u62ec\u7684\u5206\u6790\uff1a\u5e02\u5834\u898f\u6a21\u3001\u52d5\u5411\u3001\u6a5f\u4f1a\u3001\u304a\u3088\u3073\u7af6\u4e89\u74b0\u5883<\/p>\n<p>### \u5e02\u5834\u6982\u8981\u3068\u6210\u9577\u4e88\u6e2c<\/p>\n<p>\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u300c\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u300d\uff08BaaS\uff09\u5e02\u5834\u306f\u3001\u6025\u901f\u306a\u62e1\u5927\u3092\u9042\u3052\u3066\u304a\u308a\u30012025\u5e74\u306b\u306f225\u5104\u7c73\u30c9\u30eb\u306e\u898f\u6a21\u306b\u9054\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u305d\u306e\u5f8c\u30012025\u5e74\u304b\u30892032\u5e74\u306e\u4e88\u6e2c\u671f\u9593\u306b\u304a\u3044\u3066\u5e74\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff0917.8%\u3067\u6210\u9577\u3057\u30012032\u5e74\u306b\u306f708\u5104\u7c73\u30c9\u30eb\u306b\u9054\u3059\u308b\u3068\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u76ee\u899a\u307e\u3057\u3044\u6210\u9577\u306f\u3001\u4e3b\u306b\u7d44\u307f\u8fbc\u307f\u578b\u91d1\u878d\uff08Embedded Finance\uff09\u306b\u5bfe\u3059\u308b\u9700\u8981\u306e\u9ad8\u307e\u308a\u3068\u3001\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u3001\u878d\u8cc7\u3001\u305d\u306e\u4ed6\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u304c\u975e\u91d1\u878d\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306b\u7d71\u5408\u3055\u308c\u308b\u52d5\u304d\u306e\u52a0\u901f\u306b\u3088\u3063\u3066\u63a8\u9032\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u304cAPI\uff08Application Programming Interface\uff09\u3092\u901a\u3058\u3066\u305d\u306e\u9280\u884c\u6a5f\u80fd\u3092\u7b2c\u4e09\u8005\u4f01\u696d\u306b\u63d0\u4f9b\u3059\u308b\u30e2\u30c7\u30eb\u3067\u3042\u308a\u3001\u3053\u308c\u306b\u3088\u308a\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3084\u975e\u91d1\u878d\u4f01\u696d\u306f\u3001\u81ea\u793e\u30d6\u30e9\u30f3\u30c9\u306e\u4e0b\u3067\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u9867\u5ba2\u306b\u63d0\u4f9b\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002\u3053\u306e\u30e2\u30c7\u30eb\u306f\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u63d0\u4f9b\u65b9\u6cd5\u306b\u9769\u547d\u3092\u3082\u305f\u3089\u3057\u3001\u3088\u308a\u30b7\u30fc\u30e0\u30ec\u30b9\u3067\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u9867\u5ba2\u4f53\u9a13\u3092\u5b9f\u73fe\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>### \u4e3b\u8981\u306a\u696d\u754c\u30cf\u30a4\u30e9\u30a4\u30c8<\/p>\n<p>\u5e02\u5834\u306e\u6210\u9577\u3092\u727d\u5f15\u3059\u308b\u4e3b\u8981\u306a\u5074\u9762\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<p>*   **\u4e3b\u8981\u5730\u57df\uff1a\u5317\u7c73**<br \/>\n    2025\u5e74\u306b\u306f\u5e02\u5834\u30b7\u30a7\u30a2\u306e31%\u3092\u5360\u3081\u3001\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u5e02\u5834\u3092\u727d\u5f15\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u305d\u306e\u6210\u9577\u306f\u3001\u9280\u884c\u3068\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u9593\u306e\u5f37\u529b\u306a\u9023\u643a\u3001\u9ad8\u5ea6\u306aAPI\u99c6\u52d5\u578b\u30a4\u30f3\u30d5\u30e9\u30b9\u30c8\u30e9\u30af\u30c1\u30e3\u306e\u666e\u53ca\u3001\u305d\u3057\u3066\u30ab\u30ca\u30c0\u306b\u304a\u3051\u308b\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u306e\u5c0e\u5165\u3068\u3044\u3063\u305f\u898f\u5236\u4e0a\u306e\u9032\u5c55\u306b\u652f\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u8981\u7d20\u304c\u3001\u5317\u7c73\u5730\u57df\u306b\u304a\u3051\u308b\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u5909\u9769\u3092\u52a0\u901f\u3055\u305b\u3066\u3044\u307e\u3059\u3002<br \/>\n*   **\u6700\u901f\u6210\u9577\u5730\u57df\uff1a\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b**<br \/>\n    \u30a4\u30f3\u30c9\u306e\u7d71\u4e00\u6c7a\u6e08\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\uff08UPI\uff09\u306e\u7206\u767a\u7684\u306a\u6210\u9577\uff082023\u5e74\u306b\u306f1,176\u5104\u4ef6\u306e\u53d6\u5f15\u3092\u8a18\u9332\uff09\u3068\u3001\u4e2d\u56fd\u306e64\u5146\u7c73\u30c9\u30eb\u898f\u6a21\u306e\u30e2\u30d0\u30a4\u30eb\u6c7a\u6e08\u5e02\u5834\u306b\u727d\u5f15\u3055\u308c\u3001\u6700\u3082\u6025\u901f\u306b\u6210\u9577\u3059\u308b\u5730\u57df\u3068\u3057\u3066\u6ce8\u76ee\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u653f\u5e9c\u4e3b\u5c0e\u306e\u91d1\u878d\u5305\u6442\u653f\u7b56\u3084\u30c7\u30b8\u30bf\u30eb\u901a\u8ca8\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u3082\u3001\u3053\u306e\u5730\u57df\u306e\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u666e\u53ca\u3092\u5f37\u529b\u306b\u5f8c\u62bc\u3057\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   **\u6295\u8cc7\u8a08\u753b\uff1a\u6b27\u5dde**<br \/>\n    PSD2\uff08\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u6307\u4ee4\u7b2c2\u7248\uff09\u3084\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u7fa9\u52d9\u5316\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u63a1\u7528\u7387\u306e\u5e74\u959328%\u5897\u52a0\u306b\u5f8c\u62bc\u3057\u3055\u308c\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306e\u30cf\u30d6\u3068\u3057\u3066\u53f0\u982d\u3057\u3066\u3044\u307e\u3059\u3002\u30c9\u30a4\u30c4\u3068\u82f1\u56fd\u304c\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u7d71\u5408\u3092\u4e3b\u5c0e\u3057\u3066\u304a\u308a\u3001\u6b27\u5dde\u5168\u4f53\u3067\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u5c0e\u5165\u304c\u52a0\u901f\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   **\u4e3b\u8981\u30b3\u30f3\u30dd\u30fc\u30cd\u30f3\u30c8\u30bf\u30a4\u30d7\uff1a\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\/API**<br \/>\n    \u91d1\u878d\u6a5f\u95a2\u306e90%\u4ee5\u4e0a\u304cAPI\u3092\u63a1\u7528\u3057\u3001\u904b\u7528\u30b3\u30b9\u30c8\u309230%\u524a\u6e1b\u3057\u3001\u53d6\u5f15\u901f\u5ea6\u309250%\u5411\u4e0a\u3055\u305b\u3066\u3044\u308b\u3053\u3068\u304b\u3089\u3001\u5e02\u5834\u3067\u6700\u5927\u306e\u30b7\u30a7\u30a2\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u3002API\u306f\u3001\u9280\u884c\u6a5f\u80fd\u306e\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u7d71\u5408\u3092\u53ef\u80fd\u306b\u3057\u3001\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u57fa\u76e4\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n*   **\u4e3b\u8981\u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\uff1a\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304a\u3088\u3073\u975e\u91d1\u878d\u4f01\u696d**<br \/>\n    \u7d44\u307f\u8fbc\u307f\u578b\u91d1\u878d\u5e02\u5834\u304c\u5e74\u5e73\u5747\u6210\u9577\u738725.5%\u3067\u62e1\u5927\u3057\u3066\u3044\u308b\u3053\u3068\u306b\u652f\u3048\u3089\u308c\u3001\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u4e3b\u8981\u306a\u63a1\u7528\u8005\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u30b9\u30dd\u30f3\u30b5\u30fc\u9280\u884c\u306e96%\u304c\u8907\u6570\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3092\u7d50\u3093\u3067\u304a\u308a\u3001\u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3\u3084Z\u4e16\u4ee3\u306e\u6d88\u8cbb\u8005\u306e\u9700\u8981\u306b\u5fdc\u3048\u308b\u5f62\u3067\u3001\u5354\u696d\u30e2\u30c7\u30eb\u304c\u5e02\u5834\u6210\u9577\u3092\u63a8\u9032\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>### \u5e02\u5834\u52d5\u5411\uff1a\u63a8\u9032\u8981\u56e0\u3001\u963b\u5bb3\u8981\u56e0\u3001\u6a5f\u4f1a<\/p>\n<p>#### 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2025\u306b\u3088\u308b\u3068\u3001\u6210\u4eba\u306e86%\u304c\u643a\u5e2f\u96fb\u8a71\u3092\u6240\u6709\u3057\u3066\u304a\u308a\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306e\u30b7\u30a7\u30a2\u306f\u7740\u5b9f\u306b\u5897\u52a0\u3057\u3066\u3044\u307e\u3059\u3002\u4e16\u754c\u306b\u306f\u7d0450\u5104\u4eba\u306e\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30e6\u30fc\u30b6\u30fc\u304c\u3044\u308b\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u4e16\u754c\u306e\u4eba\u53e3\u306e\u7d043\u5206\u306e1\u304c\u4f9d\u7136\u3068\u3057\u3066\u6b63\u5f0f\u306a\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u304b\u3089\u6392\u9664\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30e2\u30d0\u30a4\u30eb\u6c7a\u6e08\u53d6\u5f15\u5e02\u5834\u304c\u62e1\u5927\u3059\u308b\u4e2d\u3067\u3001\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u4e8b\u696d\u8005\u3001\u5c0f\u58f2\u696d\u8005\u3001\u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306a\u3069\u306e\u975e\u91d1\u878d\u4f01\u696d\u304c\u3001\u72ec\u81ea\u306e\u30a4\u30f3\u30d5\u30e9\u3092\u69cb\u7bc9\u3059\u308b\u3053\u3068\u306a\u304f\u3001\u30c7\u30b8\u30bf\u30eb\u53e3\u5ea7\u3001\u6c7a\u6e08\u3001\u30de\u30a4\u30af\u30ed\u30ed\u30fc\u30f3\u306a\u3069\u306e\u9280\u884c\u6a5f\u80fd\u3092\u7d44\u307f\u8fbc\u3080\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u307e\u3059\u3002\u3053\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u306b\u3088\u308a\u3001\u7279\u306b\u30c7\u30b8\u30bf\u30eb\u30de\u30cd\u30fc\u306e\u5229\u7528\u3068\u30e2\u30d0\u30a4\u30eb\u666e\u53ca\u7387\u304c\u9ad8\u3044\u65b0\u8208\u5e02\u5834\u306b\u304a\u3044\u3066\u3001\u3053\u308c\u307e\u3067\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u3089\u308c\u306a\u304b\u3063\u305f\u4eba\u3005\u3092\u8fc5\u901f\u304b\u3064\u8cbb\u7528\u5bfe\u52b9\u679c\u306e\u9ad8\u3044\u65b9\u6cd5\u3067\u91d1\u878d\u30b7\u30b9\u30c6\u30e0\u306b\u53d6\u308a\u8fbc\u3080\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001\u30a2\u30d5\u30ea\u30ab\u3084\u6771\u5357\u30a2\u30b8\u30a2\u306e\u8fb2\u6751\u5730\u57df\u3067\u306f\u3001\u643a\u5e2f\u96fb\u8a71\u3092\u901a\u3058\u3066\u5c0f\u53e3\u878d\u8cc7\u3084\u9001\u91d1\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u5730\u57df\u7d4c\u6e08\u306e\u6d3b\u6027\u5316\u306b\u8ca2\u732e\u3057\u3066\u3044\u307e\u3059\u3002\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u306f\u3001\u91d1\u878d\u30a2\u30af\u30bb\u30b9\u306e\u969c\u58c1\u3092\u4f4e\u6e1b\u3057\u3001\u4e16\u754c\u7684\u306a\u91d1\u878d\u5305\u6442\u306e\u76ee\u6a19\u9054\u6210\u306b\u5411\u3051\u305f\u5f37\u529b\u306a\u89e6\u5a92\u3068\u3057\u3066\u306e\u5f79\u5272\u3092\u679c\u305f\u3059\u3053\u3068\u304c\u671f\u5f85\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>### 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Now Pay Later: 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Dhan 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\u7af6\u4e89\u74b0\u5883<\/p>\n<p>\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u5e02\u5834\u306f\u3001\u975e\u5e38\u306b\u7af6\u4e89\u304c\u6fc0\u3057\u304f\u3001Solaris SE\u3001Mambu\u3001Fidor Solutions\u3001Green Dot Corporation\u3001Temenos AG\u306a\u3069\u306e\u4e3b\u8981\u4f01\u696d\u304c\u3001\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3001\u8cb7\u53ce\u3001\u65b0\u88fd\u54c1\u306e\u767a\u58f2\u3068\u3044\u3063\u305f\u6226\u7565\u7684\u958b\u767a\u306b\u6ce8\u529b\u3057\u3066\u3044\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001Solarisbank\u306f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3068\u306e\u6226\u7565\u7684\u63d0\u643a\u3092\u901a\u3058\u3066\u3001API\u30d9\u30fc\u30b9\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u6b27\u5dde\u5168\u57df\u306b\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3001Mambu\u306f\u3001\u5e02\u5834\u3067\u306e\u5730\u4f4d\u3092\u5f37\u5316\u3059\u308b\u305f\u3081\u306b\u3001SaaS\u30d0\u30f3\u30ad\u30f3\u30b0\u30a8\u30f3\u30b8\u30f3\u3092\u30b0\u30ed\u30fc\u30d0\u30eb\u306b\u5c55\u958b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4f01\u696d\u306f\u307e\u305f\u3001\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u52b9\u7387\u6027\u3068\u9867\u5ba2\u4f53\u9a13\u3092\u5411\u4e0a\u3055\u305b\u308b\u305f\u3081\u306b\u3001\u30af\u30e9\u30a6\u30c9\u30cd\u30a4\u30c6\u30a3\u30d6\u30a4\u30f3\u30d5\u30e9\u30b9\u30c8\u30e9\u30af\u30c1\u30e3\u3001AI\u7d71\u5408\u3001\u898f\u5236\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3078\u306e\u6295\u8cc7\u3092\u9032\u3081\u3066\u3044\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001Temenos\u306f\u7d44\u307f\u8fbc\u307f\u578b\u91d1\u878d\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u305f\u3081\u306bAI\u99c6\u52d5\u578b\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u30b5\u30fc\u30d3\u30b9\u3092\u5f37\u5316\u3057\u3066\u304a\u308a\u3001Green Dot\u306f\u4e3b\u8981\u306a\u5c0f\u58f2\u696d\u8005\u3084\u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3068\u306e\u9280\u884c\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306e\u62e1\u5927\u306b\u6ce8\u529b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u6226\u7565\u306f\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u30d7\u30ec\u30bc\u30f3\u30b9\u3092\u5f37\u5316\u3059\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u30b9\u30b1\u30fc\u30e9\u30d3\u30ea\u30c6\u30a3\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3001\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306b\u304a\u3051\u308b\u30d9\u30f3\u30c1\u30de\u30fc\u30af\u3092\u8a2d\u5b9a\u3057\u3001\u5c06\u6765\u306e\u696d\u754c\u6a19\u6e96\u3092\u5f62\u6210\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>#### \u4e3b\u8981\u306a\u696d\u754c\u306e\u767a\u5c55<\/p>\n<p>*   **2024\u5e744\u6708\uff1a** Mambu\u306fVisa\u3068\u63d0\u643a\u3057\u3001\u7d44\u307f\u8fbc\u307f\u578b\u91d1\u878d\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u52a0\u901f\u3055\u305b\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3068\u5f93\u6765\u306e\u9280\u884c\u304c\u9769\u65b0\u7684\u306a\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u30b5\u30fc\u30d3\u30b9\u3092\u3088\u308a\u8fc5\u901f\u306b\u7acb\u3061\u4e0a\u3052\u3089\u308c\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u305f\u3002<br \/>\n*   **2024\u5e749\u6708\uff1a** Solaris SE\u306fContis\u3092\u8cb7\u53ce\u3057\u3001\u6b27\u5dde\u3067\u306e\u4e8b\u696d\u57fa\u76e4\u3092\u5f37\u5316\u3057\u3001\u6c7a\u6e08\u304a\u3088\u3073\u878d\u8cc7\u5206\u91ce\u3067\u306e\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u30b5\u30fc\u30d3\u30b9\u3092\u62e1\u5927\u3057\u307e\u3057\u305f\u3002<br \/>\n*   **2025\u5e741\u6708\uff1a** Fidor Solutions\u306fMicrosoft Azure\u3068\u306e\u6226\u7565\u7684\u63d0\u643a\u3092\u767a\u8868\u3057\u3001\u9ad8\u5ea6\u306aAI\u99c6\u52d5\u578b\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u304a\u3088\u3073\u8a50\u6b3a\u691c\u51fa\u6a5f\u80fd\u3092\u5099\u3048\u305f\u30af\u30e9\u30a6\u30c9\u30cd\u30a4\u30c6\u30a3\u30d6\u306a\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u5f37\u5316\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>#### \u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u5e02\u5834\u306b\u542b\u307e\u308c\u308b\u4f01\u696d<\/p>\n<p>*   Solaris SE<br \/>\n*   Treezor (Soci\u00e9t\u00e9 G\u00e9n\u00e9rale\u306e\u5b50\u4f1a\u793e)<br \/>\n*   Railsr<br \/>\n*   Sopra Banking Software<br \/>\n*   Clearbank Ltd<br \/>\n*   Technisys<br \/>\n*   Marqeta, Inc.<br \/>\n*   Bankable<br \/>\n*   ClearBank<br \/>\n*   Green Dot Corporation<br \/>\n*   Treasury Prime<br \/>\n*   Unit Finance<br \/>\n*   SynapseFI<br \/>\n*   Fidor Bank<br \/>\n*   Starling Bank<br \/>\n*   Mambu<br \/>\n*   Q2 Holdings, Inc.<br \/>\n*   Mbanq<br \/>\n*   Cambr<br \/>\n*   Galileo Financial Technologies<br \/>\n*   Banxware<\/p>\n<p>\u3053\u308c\u3089\u306e\u4f01\u696d\u306f\u3001\u9769\u65b0\u7684\u306a\u6280\u8853\u3068\u6226\u7565\u7684\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3092\u901a\u3058\u3066\u3001\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u30d0\u30f3\u30ad\u30f3\u30b0\u5e02\u5834\u306e\u9032\u5316\u3092\u4e3b\u5c0e\u3057\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u672a\u6765\u3092\u5f62\u4f5c\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.marketresearch.jp\/reports\/wp-json\/wp\/v2\/posts\/46625"}],"collection":[{"href":"https:\/\/www.marketresearch.jp\/reports\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.marketresearch.jp\/reports\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.marketresearch.jp\/reports\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.marketresearch.jp\/reports\/wp-json\/wp\/v2\/comments?post=46625"}],"version-history":[{"count":1,"href":"https:\/\/www.marketresearch.jp\/reports\/wp-json\/wp\/v2\/posts\/46625\/revisions"}],"predecessor-version":[{"id":47313,"href":"https:\/\/www.marketresearch.jp\/reports\/wp-json\/wp\/v2\/posts\/46625\/revisions\/47313"}],"wp:attachment":[{"href":"https:\/\/www.marketresearch.jp\/reports\/wp-json\/wp\/v2\/media?parent=46625"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.marketresearch.jp\/reports\/wp-json\/wp\/v2\/categories?post=46625"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.marketresearch.jp\/reports\/wp-json\/wp\/v2\/tags?post=46625"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}