{"id":41367,"date":"2025-12-13T23:40:55","date_gmt":"2025-12-13T14:40:55","guid":{"rendered":"https:\/\/www.marketresearch.jp\/reports\/automotive-usage-based-insurance-market-pmr\/"},"modified":"2026-10-23T00:33:44","modified_gmt":"2026-10-22T15:33:44","slug":"automotive-usage-based-insurance-market-pmr","status":"publish","type":"post","link":"https:\/\/www.marketresearch.jp\/reports\/automotive-usage-based-insurance-market-pmr\/","title":{"rendered":"\u81ea\u52d5\u8eca\u4f7f\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u5e02\u5834\u306e\u898f\u6a21\u3001\u30b7\u30a7\u30a2\u3001\u304a\u3088\u30732025\u5e74\u304b\u30892032\u5e74\u307e\u3067\u306e\u6210\u9577\u4e88\u6e2c"},"content":{"rendered":"

\"Market<\/p>\n

Report Coverage & Structure<\/h2>\n

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\u5e02\u5834\u6982\u8981<\/h3>\n

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\u5e02\u5834\u306e\u7bc4\u56f2\u3068\u5b9a\u7fa9<\/h3>\n

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\u4fa1\u683c\u52d5\u5411\u5206\u6790<\/h3>\n

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\u3053\u306e\u90e8\u5206\u3067\u306f\u30012019\u5e74\u304b\u30892023\u5e74\u307e\u3067\u306e\u6b74\u53f2\u7684\u30c7\u30fc\u30bf\u30682025\u5e74\u304b\u30892032\u5e74\u306e\u4e88\u6e2c\u306b\u57fa\u3065\u3044\u3066\u3001\u5e02\u5834\u306e\u6210\u9577\u3092\u5206\u6790\u3057\u307e\u3059\u3002\u5206\u6790\u306f\u3001\u30bf\u30a4\u30d7\u3001\u6280\u8853\u3001\u8eca\u4e21\u4f7f\u7528\u3001\u8eca\u4e21\u30bf\u30a4\u30d7\u3054\u3068\u306b\u5b9f\u65bd\u3055\u308c\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001\u30bf\u30a4\u30d7\u5225\u3067\u306fPay-As-You-Drive\uff08PAYD\uff09\u3001Pay-How-You-Drive\uff08PHYD\uff09\u3001Pay-As-You-Go\uff08PAYG\uff09\u3001Manage-How-You-Drive\uff08MHYD\uff09\u3068\u3044\u3063\u305f\u30ab\u30c6\u30b4\u30ea\u304c\u542b\u307e\u308c\u3001\u6280\u8853\u5225\u3067\u306fOBD-II\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3001\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u3001\u57cb\u3081\u8fbc\u307f\u30b7\u30b9\u30c6\u30e0\u306a\u3069\u304c\u542b\u307e\u308c\u307e\u3059\u3002<\/p>\n

\u5730\u57df\u5225\u5e02\u5834\u5c55\u671b<\/h3>\n

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\u7af6\u4e89\u72b6\u6cc1<\/h3>\n

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2023\u5e7410\u6708\u306b\u306f\u3001Progressive Insurance\u304c\u904b\u8ee2\u8005\u306e\u884c\u52d5\u306b\u57fa\u3065\u304f\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u4fdd\u967a\u6599\u8abf\u6574\u3092\u63d0\u4f9b\u3059\u308bSnapshot UBI\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u62e1\u5f35\u3057\u307e\u3057\u305f\u3002\u307e\u305f\u30012023\u5e7411\u6708\u306b\u306f\u3001Allstate\u304c\u6700\u5148\u7aef\u306e\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u3068\u5b89\u5168\u8b66\u544a\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u4e8b\u6545\u3092\u9632\u3050Drivewise+\u3092\u5c0e\u5165\u3057\u307e\u3057\u305f\u3002\u3053\u308c\u3089\u306e\u53d6\u308a\u7d44\u307f\u306f\u3001\u81ea\u52d5\u8eca\u4f7f\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u5e02\u5834\u306e\u6210\u9577\u3092\u4fc3\u9032\u3059\u308b\u91cd\u8981\u306a\u8981\u7d20\u3067\u3059\u3002<\/p>\n

\u5730\u57df\u5225\u306e\u5e02\u5834\u30b7\u30a7\u30a2\u3092\u898b\u308b\u3068\u30012025\u5e74\u306b\u306f\u5317\u7c73\u304c\u4e16\u754c\u5e02\u5834\u306e36.4%\u3092\u5360\u3081\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u6280\u8853\u306e\u5e83\u7bc4\u306a\u5229\u7528\u3084\u3001\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u3068\u4fdd\u967a\u4f1a\u793e\u306e\u5354\u529b\u306b\u3088\u308b\u3082\u306e\u3067\u3059\u3002\u3053\u306e\u5730\u57df\u306f\u30012025\u5e74\u304b\u30892032\u5e74\u307e\u3067\u306b\u5e74\u5e73\u5747\u6210\u9577\u738717.3%\u3092\u8a18\u9332\u3059\u308b\u3068\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u7279\u306b\u3001\u30a2\u30e1\u30ea\u30ab\u3067\u306fMaaS\uff08Mobility as a Service\uff09\u304a\u3088\u3073\u63a5\u7d9a\u8eca\u4e21\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3078\u306e\u6ce8\u76ee\u304c\u9ad8\u307e\u308a\u30012023\u5e74\u306b\u306f2500\u4e07\u53f0\u4ee5\u4e0a\u306e\u8eca\u4e21\u304c\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u63a5\u7d9a\u3055\u308c\u3001\u5e83\u7bc4\u306a\u7d71\u5408\u306e\u57fa\u76e4\u304c\u6574\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u30e8\u30fc\u30ed\u30c3\u30d1\u3067\u306f\u30012025\u5e74\u306b28.7%\u306e\u5e02\u5834\u30b7\u30a7\u30a2\u3092\u5360\u3081\u308b\u3068\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002eCall\u6280\u8853\uff08EU\u3067\u306e\u7fa9\u52d9\u5316\uff09\u3084ERA-GLONASS\uff08\u30ed\u30b7\u30a2\uff09\u306a\u3069\u306e\u8eca\u4e21\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\u306e\u5c0e\u5165\u304c\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u306eUBI\u6210\u9577\u3092\u727d\u5f15\u3057\u3066\u3044\u307e\u3059\u30022023\u5e74\u306b\u306f\u3001\u65b0\u8eca\u306e\u7d0475%\u304c\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\u3092\u642d\u8f09\u3057\u3066\u8ca9\u58f2\u3055\u308c\u3066\u304a\u308a\u3001\u3053\u308c\u304cUBI\u30d7\u30ed\u30b0\u30e9\u30e0\u306e\u305f\u3081\u306e\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u30c7\u30fc\u30bf\u53ce\u96c6\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u30e8\u30fc\u30ed\u30c3\u30d1\u306e\u5e02\u5834\u6210\u9577\u306f\u3001\u5b89\u5168\u6027\u3001\u6301\u7d9a\u53ef\u80fd\u6027\u3001\u500b\u5225\u4fdd\u967a\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3078\u306e\u6ce8\u529b\u306b\u3088\u3063\u3066\u30012025\u5e74\u304b\u30892032\u5e74\u307e\u3067\u5e74\u5e73\u5747\u6210\u9577\u73876.5%\u3067\u7d9a\u304f\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u81ea\u52d5\u8eca\u4f7f\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u696d\u754c\u3067\u306f\u3001Pay-How-You-Drive\uff08PHYD\uff09\u304c2025\u5e74\u306b46.8%\u306e\u5e02\u5834\u30b7\u30a7\u30a2\u3092\u5360\u3081\u308b\u6700\u5927\u306e\u8ca2\u732e\u8005\u3067\u3042\u308a\u7d9a\u3051\u307e\u3059\u3002\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u6280\u8853\u306e\u9032\u5316\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u904b\u8ee2\u884c\u52d5\u3092\u8ffd\u8de1\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u3001\u3053\u308c\u304c\u3088\u308a\u624b\u9803\u3067\u5e83\u304f\u5229\u7528\u53ef\u80fd\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u304c\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u6280\u8853\u3092\u8eca\u4e21\u306b\u7d44\u307f\u8fbc\u3080\u3053\u3068\u3067\u3001PHYD\u898f\u5236\u306e\u65bd\u884c\u304c\u5bb9\u6613\u306b\u306a\u308a\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u904b\u8ee2\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3057\u3066\u5b89\u5168\u904b\u8ee2\u3092\u5968\u52b1\u3059\u308b\u3053\u3068\u3067\u3001\u5e02\u5834\u306e\u5927\u90e8\u5206\u3092\u5360\u3081\u308b\u898b\u8fbc\u307f\u3067\u3059\u3002<\/p>\n

\u4e57\u7528\u8eca\u30bb\u30b0\u30e1\u30f3\u30c8\u306f\u30012025\u5e74\u306b\u81ea\u52d5\u8eca\u4f7f\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u5e02\u5834\u3092\u652f\u914d\u3057\u300168.5%\u306e\u30b7\u30a7\u30a2\u3092\u4fdd\u6301\u3059\u308b\u898b\u8fbc\u307f\u3067\u3059\u3002\u3053\u308c\u306f\u3001\u6d88\u8cbb\u8005\u306e\u4f4e\u4fdd\u967a\u6599\u3001\u500b\u5225\u5272\u5f15\u3001\u9060\u9694\u8eca\u4e21\u5236\u5fa1\u3084\u76d7\u96e3\u9632\u6b62\u3068\u3044\u3063\u305f\u4ed8\u52a0\u4fa1\u5024\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u9700\u8981\u306b\u3088\u3063\u3066\u63a8\u9032\u3055\u308c\u307e\u3059\u3002\u30ec\u30f3\u30bf\u30eb\u3084\u30ea\u30fc\u30b9\u3078\u306e\u79fb\u884c\u306b\u3088\u308a\u3001UBI\u30b9\u30ad\u30fc\u30e0\u306e\u30cb\u30fc\u30ba\u304c\u5897\u52a0\u3057\u3066\u3044\u307e\u3059\u30022023\u5e74\u306b\u306f\u3001\u5317\u7c73\u3068\u30e8\u30fc\u30ed\u30c3\u30d1\u3067\u306e\u4e57\u7528\u8eca\u30ea\u30fc\u30b9\u304c10%\u5897\u52a0\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u63a5\u7d9a\u8eca\u4e21\u306e\u6d78\u900f\u7387\u304c\u9ad8\u307e\u308b\u4e2d\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\u306e\u7d71\u5408\u304c\u3001\u4e57\u7528\u8eca\u30aa\u30fc\u30ca\u30fc\u306e\u9593\u3067\u306eUBI\u63a1\u7528\u3092\u4fc3\u9032\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u304a\u3088\u3073\u63a5\u7d9a\u8eca\u4e21\u6280\u8853\u304c\u3001\u81ea\u52d5\u8eca\u4f7f\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u696d\u754c\u306e\u6210\u9577\u3092\u4fc3\u9032\u3057\u3001\u30ea\u30b9\u30af\u8a55\u4fa1\u3068\u500b\u5225\u4fa1\u683c\u8a2d\u5b9a\u306e\u6539\u5584\u3001\u30c7\u30b8\u30bf\u30eb\u30c8\u30e9\u30f3\u30b9\u30d5\u30a9\u30fc\u30e1\u30fc\u30b7\u30e7\u30f3\u306e\u63a8\u9032\u3001\u30b3\u30b9\u30c8\u524a\u6e1b\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u696d\u754c\u30d7\u30ec\u30fc\u30e4\u30fc\u306f\u3001\u96fb\u6c17\u81ea\u52d5\u8eca\u306e\u7d71\u5408\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u6280\u8853\u3001\u5546\u7528\u8eca\u30d5\u30ea\u30fc\u30c8\u7ba1\u7406\u3068\u3044\u3063\u305f\u5074\u9762\u306b\u304a\u3044\u3066\u5c06\u6765\u6027\u3092\u898b\u51fa\u3057\u3066\u3044\u307e\u3059\u3002\u96fb\u6c17\u81ea\u52d5\u8eca\u4fdd\u967a\u3067\u306f\u3001\u52b9\u7387\u7684\u306a\u904b\u8ee2\u884c\u52d5\u306b\u5bfe\u3057\u306650%\u307e\u3067\u306e\u5272\u5f15\u304c\u63d0\u4f9b\u3055\u308c\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u306e\u8ffd\u8de1\u6280\u8853\u306f\u5c0e\u5165\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\u3057\u3001\u30a2\u30af\u30bb\u30b9\u6027\u3092\u5411\u4e0a\u3055\u305b\u307e\u3059\u3002<\/p>\n

2019\u5e74\u304b\u30892024\u5e74\u306b\u304b\u3051\u3066\u3001\u4e16\u754c\u306e\u81ea\u52d5\u8eca\u4f7f\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u5e02\u5834\u306f\u5e74\u5e73\u5747\u6210\u9577\u738714.6%\u3092\u8a18\u9332\u3057\u307e\u3057\u305f\u3002\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u3084\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\u306e\u5229\u7528\u53ef\u80fd\u6027\u306e\u5411\u4e0a\u3001\u304a\u3088\u3073\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u30c7\u30fc\u30bf\u306e\u6d3b\u7528\u306b\u3088\u308a\u3001UBI\u306e\u63a1\u7528\u304c\u5897\u52a0\u3057\u3066\u3044\u307e\u3059\u3002Progressive\u3001Allstate\u3001State Farm\u3068\u3044\u3063\u305f\u4fdd\u967a\u63d0\u4f9b\u8005\u306f\u3001\u904b\u8ee2\u3092\u8ffd\u8de1\u3059\u308b\u305f\u3081\u306e\u30e2\u30d0\u30a4\u30eb\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u306e\u5229\u7528\u3084\u3001\u8eca\u4e21\u3078\u306e\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\u306e\u30a4\u30f3\u30b9\u30c8\u30fc\u30eb\u3092\u8a31\u53ef\u3059\u308b\u3053\u3068\u3067\u3001UBI\u30d7\u30ed\u30b0\u30e9\u30e0\u306e\u7bc4\u56f2\u3092\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u305f\u3068\u3048\u3070\u3001\u5317\u7c73\u3068\u30e8\u30fc\u30ed\u30c3\u30d1\u306e\u653f\u5e9c\u304a\u3088\u3073\u898f\u5236\u6a5f\u95a2\u306f\u3001UBI\u304c\u4ea4\u901a\u5b89\u5168\u306e\u5411\u4e0a\u3084\u4e8b\u6545\u7387\u306e\u4f4e\u4e0b\u306b\u5bc4\u4e0e\u3059\u308b\u53ef\u80fd\u6027\u3092\u8a8d\u8b58\u3057\u3066\u304a\u308a\u3001\u3053\u308c\u304c\u3088\u308a\u591a\u304f\u306e\u30c9\u30e9\u30a4\u30d0\u30fc\u304c\u3053\u308c\u3089\u306e\u4fdd\u967a\u3092\u9078\u629e\u3059\u308b\u7406\u7531\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u81ea\u52d5\u8eca\u4f7f\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u306e\u9700\u8981\u306f\u30012025\u5e74\u304b\u30892032\u5e74\u306e\u4e88\u6e2c\u671f\u9593\u4e2d\u306b21.3%\u306eCAGR\u3092\u8a18\u9332\u3059\u308b\u3068\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u81ea\u52d5\u8eca\u696d\u754c\u306b\u304a\u3051\u308b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u6280\u8853\u306e\u7d71\u5408\u306f\u3001\u904b\u8ee2\u884c\u52d5\u3084\u9053\u8def\u5b89\u5168\u306e\u5411\u4e0a\u3092\u4fc3\u9032\u3057\u3001\u4fdd\u967a\u6599\u306e\u6574\u5408\u3092\u56f3\u3063\u3066\u3044\u307e\u3059\u3002\u653f\u5e9c\u306f\u3001\u6b27\u5dde\u9023\u5408\uff08EU\uff09\u3084\u30ed\u30b7\u30a2\u306a\u3069\u3067\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u898f\u5236\u3092\u8ab2\u3057\u3066\u304a\u308a\u3001\u63a5\u7d9a\u3055\u308c\u305f\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30c8\u306a\u81ea\u52d5\u8eca\u3078\u306e\u9ad8\u3044\u9700\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001Allstate\u306eDrive Wise\u30d7\u30ed\u30b0\u30e9\u30e0\u3084Progressive Insurance\u306eSnapshot\u30d7\u30ed\u30b0\u30e9\u30e0\u306f\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\u3092\u4f7f\u7528\u3057\u3066\u904b\u8ee2\u8005\u306e\u884c\u52d5\u3092\u8ffd\u8de1\u3057\u3001\u5b89\u5168\u904b\u8ee2\u3092\u4fc3\u9032\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306fUBI\u4fdd\u967a\u306e\u63a1\u7528\u3092\u5897\u52a0\u3055\u305b\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u304c\u5b89\u5168\u904b\u8ee2\u3092\u5968\u52b1\u3059\u308b\u4e0a\u3067\u3069\u308c\u307b\u3069\u52b9\u679c\u7684\u3067\u3042\u308b\u304b\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u5b89\u5168\u6027\u306b\u5bfe\u3059\u308b\u95a2\u5fc3\u306e\u9ad8\u307e\u308a\u304c\u7d71\u5408\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u81ea\u52d5\u8eca\u7528\u4f7f\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u306e\u9700\u8981\u306f\u3001\u30d6\u30e9\u30f3\u30c9\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u306e\u5f37\u5316\u3001\u9867\u5ba2\u95a2\u4fc2\u7ba1\u7406\u306e\u5411\u4e0a\u3001\u65b0\u898f\u9867\u5ba2\u306e\u7372\u5f97\u80fd\u529b\u306b\u3088\u308a\u3001\u5897\u52a0\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002\u3053\u306e\u7a2e\u306e\u4fdd\u967a\u306f\u3001\u983b\u7e41\u306a\u5831\u544a\u3001\u6307\u5c0e\u3001\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3055\u308c\u305f\u6708\u6b21\u8acb\u6c42\u66f8\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u900f\u660e\u6027\u3068\u30b3\u30b9\u30c8\u7ba1\u7406\u3092\u7dad\u6301\u3059\u308b\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u307e\u3059\u3002UBI\u30d7\u30ed\u30b0\u30e9\u30e0\u306f\u3001\u904b\u8ee2\u7fd2\u6163\u3068\u904b\u8ee2\u8005\u306e\u8981\u6c42\u306b\u57fa\u3065\u3044\u305f\u67d4\u8edf\u3067\u500b\u5225\u306e\u4fdd\u967a\u30d7\u30e9\u30f3\u3092\u63d0\u4f9b\u3057\u3001\u5404\u56fd\u3067\u306e\u5e02\u5834\u6210\u9577\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u3066\u3044\u307e\u3059\u3002\u3055\u3089\u306b\u3001UBI\u306f\u30ea\u30b9\u30af\u8a55\u4fa1\u3001\u4fa1\u683c\u653f\u7b56\u306e\u6539\u5584\u3001\u30a8\u30af\u30b9\u30dd\u30fc\u30b8\u30e3\u30fc\u306e\u6700\u9069\u5316\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u9069\u5207\u306a\u9867\u5ba2\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u306b\u3057\u3001\u5229\u76ca\u7387\u3092\u9ad8\u3081\u308b\u3053\u3068\u3092\u4fdd\u8a3c\u3057\u307e\u3059\u3002\u4fdd\u967a\u672a\u52a0\u5165\u306e\u9867\u5ba2\u3082\u3001\u96c6\u7d04\u3055\u308c\u305f\u904b\u8ee2\u30c7\u30fc\u30bf\u3092\u4f7f\u7528\u3057\u3066\u30ea\u30b9\u30af\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u3092\u7cbe\u7dfb\u5316\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n

\u3059\u3079\u3066\u3092\u8003\u616e\u3059\u308b\u3068\u3001\u81ea\u52d5\u8eca\u4f7f\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u306b\u306f\u3001\u9867\u5ba2\u7dad\u6301\u7387\u306e\u5411\u4e0a\u3001\u53ce\u76ca\u6027\u306e\u5411\u4e0a\u3001\u8acb\u6c42\u624b\u7d9a\u304d\u306e\u7c21\u7565\u5316\u306a\u3069\u306e\u5229\u70b9\u304c\u3042\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u30c7\u30fc\u30bf\u4fb5\u5bb3\u306e\u30ea\u30b9\u30af\u304c\u5897\u52a0\u3057\u3066\u304a\u308a\u3001\u5e02\u5834\u306e\u6210\u9577\u3092\u59a8\u3052\u308b\u8981\u56e0\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u6d88\u8cbb\u8005\u306f\u30c7\u30fc\u30bf\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3068\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u306b\u5bfe\u3059\u308b\u6df1\u523b\u306a\u61f8\u5ff5\u3092\u62b1\u3044\u3066\u304a\u308a\u3001\u4e16\u754c\u7684\u306a\u30c7\u30fc\u30bf\u4fb5\u5bb3\u306e\u5f71\u97ff\u3067\u81ea\u52d5\u8eca\u7523\u696d\u306e\u6210\u9577\u304c\u5f71\u97ff\u3092\u53d7\u3051\u3066\u3044\u307e\u3059\u3002\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u969c\u58c1\u304c\u4f4e\u3044\u3053\u3068\u3067\u3001\u8eca\u4e21\u30c7\u30fc\u30bf\u653b\u6483\u3084\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u4fb5\u5bb3\u306e\u983b\u5ea6\u304c\u6025\u5897\u3057\u3066\u3044\u308b\u3053\u3068\u304b\u3089\u3001\u3053\u308c\u3089\u306e\u4ee3\u66ff\u624b\u6bb5\u3092\u9078\u3076\u6d88\u8cbb\u8005\u306e\u610f\u6b32\u304c\u4f4e\u4e0b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u305f\u3068\u3048\u3070\u3001\u7c73\u56fd\u306e\u5404\u5dde\u306b\u306f\u305d\u308c\u305e\u308c\u7570\u306a\u308b\u4f7f\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\u306e\u898f\u5247\u3068\u898f\u5236\u304c\u5b58\u5728\u3057\u3001\u5dde\u3092\u8de8\u3050\u30d5\u30ea\u30fc\u30c8\u904b\u7528\u3092\u8907\u96d1\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u4e00\u8cab\u6027\u306e\u306a\u3044\u8981\u4ef6\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u5730\u57df\u306e\u6cd5\u5f8b\u306b\u9069\u5408\u3059\u308b\u65b0\u88fd\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u3001\u88fd\u54c1\u306e\u591a\u69d8\u6027\u304c\u5411\u4e0a\u3057\u3066\u3044\u307e\u3059\u3002\u4f7f\u7528\u30d9\u30fc\u30b9\u81ea\u52d5\u8eca\u4fdd\u967a\u306e\u6cd5\u7684\u67a0\u7d44\u307f\u306f\u3001\u5b89\u5168\u904b\u8ee2\u306e\u5b9f\u8df5\u306b\u5bfe\u3057\u3066\u4f4e\u3044\u4fdd\u967a\u6599\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3092\u652f\u6301\u3057\u3066\u304a\u308a\u3001\u898f\u5236\u304a\u3088\u3073\u7acb\u6cd5\u306e\u4e0d\u78ba\u5b9f\u6027\u306b\u3088\u308a\u5e02\u5834\u306e\u6210\u9577\u304c\u5236\u9650\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n

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